Bank of America 400 odds have Kyle Larson on top at +450. That is the shortest price on a 38-driver board for Sunday’s NASCAR Cup Series race at Charlotte Motor Speedway. The Cup Series has not run a fall points race on Charlotte’s 1.5-mile quad-oval since 2017, after the October weekend moved off the Roval layout for 2026.
Last Updated: Wednesday, October 7, 2026
2026 Bank of America 400 — Time & How to Watch
| Where | Charlotte Motor Speedway, Concord, NC |
| When | Sunday, October 11 – 3:00 PM ET |
| TV | USA Network |
2026 Bank of America 400 Odds Preview
The race covers 267 laps and 400.5 miles, split into stages of 80, 85 and 102 laps. Charlotte’s quad-oval rewards long-run balance and clean restarts more than qualifying speed, and the 102-lap closing stage leaves room for two green-flag pit cycles.
Goodyear is bringing the same tire package Cup teams ran at Kansas, Las Vegas and May’s Coca-Cola 600. Three recent data sets on this package tighten the top of the board and limit setup guesswork. Daniel Suarez won that May race, the most recent Cup event on this oval.
Two storylines are shaping the market. The first is Larson’s form. He has five top-fives in five Chase races, with wins at Gateway and Kansas. A runner-up finish behind Chase Briscoe at Las Vegas stretched his points lead to 40. The second is the absence of eliminations, since all 16 Chase drivers run all 10 races and nobody here is racing a cut line. One price also stands out against venue history. William Byron at +1600 finished second, third and second in the last three Coca-Cola 600s, yet he is winless in 2026.
2026 Bank of America 400 — Top Odds to Win
| Name | Odds |
|---|---|
| Kyle Larson | +450 |
| Christopher Bell | +500 |
| Denny Hamlin | +500 |
| Chase Briscoe | +650 |
| Tyler Reddick | +900 |
| Ty Gibbs | +1200 |
| Ryan Blaney | +1400 |
| Joey Logano | +1600 |
| William Byron | +1600 |
| Bubba Wallace | +2000 |
Odds accurate as of Wednesday, October 7, 2026 via TheSpread.com. Odds change, get the latest NASCAR Odds – Props
Bank of America 400 Favorite: Kyle Larson
The case for Larson’s +450 is straightforward. He leads the Chase standings with 2,318 points and has two wins and five top-fives in five Chase races. He won the 2021 Coca-Cola 600 on this oval and finished fifth here in May.
The vulnerability is how close those races have been. Briscoe led 175 of 267 laps at Las Vegas and beat him by 1.376 seconds. Christopher Bell and Denny Hamlin sit just behind at +500, and both have won a Coca-Cola 600 here, Bell in 2024 and Hamlin in 2022. Hamlin also finished fourth from the pole in the last fall Cup race on this oval, in 2017.
Larson’s Charlotte record is not uniform either, with a 37th here in May 2025 and a 30th in 2023. The market is weighting current form heavily and venue history lightly.
2026 Bank of America 400 Mid-Board Contenders
Chase Elliott (+2000) is the clearest case of a driver the board has pushed down. He has two wins in 2026, at Martinsville and Texas, plus a seventh at Las Vegas. He also finished 37th in May’s Coca-Cola 600 and sits 13th in the Chase. The price reflects an inconsistent season, not a lack of speed here.
Bubba Wallace (+2000) carries the quietest good form on the board, with four top-10s in the last five races and 10th in the Chase. His career-best Charlotte oval run is a fourth in 2023. He is winless in 2026, which keeps him outside the top nine.
Austin Cindric (+2200) has the strongest recent stretch of anyone outside the title group, with a second at Kansas and a fourth at Las Vegas. His Charlotte oval history runs the other way: six starts, one finish better than 28th.
Daniel Suarez (+6600) is the defending winner here and still sits deep in the mid-board. His Spire Motorsports No. 7 has finished 14th in three of the last four races. The May win also came on a two-tire call in a rain-shortened race rather than outright pace.
Bank of America 400 Long Shot Odds on the Board
Shane van Gisbergen (+15000) won twice in 2026 and still missed the 16-driver Chase field, because the restored format seeds on regular-season points alone. Both wins came on road courses, and his oval results are thinner, though he ran ninth at Las Vegas and 11th in the Coca-Cola 600. A strategy-heavy race gives him a path, but the price reflects an oval profile without a top-five.
Michael McDowell (+25000) has the deepest Charlotte oval history in the field and no win to show for it. He was seventh here in 2025 and 14th in May, with recent finishes in the high teens and twenties.
Connor Zilisch (+25000) is the only full-time Cup rookie in 2026. He has one top-10, at Sonoma, and finished 39th in the Coca-Cola 600 and 35th at Las Vegas. He has signed a Hendrick Motorsports deal starting in 2028, but for now the board treats him as a true flier.
The Last Word on the 2026 Bank of America 400 Odds
This board is shaped by five weeks of Chase results more than by Charlotte history, and the top of it is tight. Four drivers sit between +450 and +650, so the market sees little separation among them. Qualifying runs Saturday, and a front-row spot for any of them is the likeliest trigger for movement.
Further down, watch whether mid-board names with strong form and weak venue records hold their prices once practice speeds are known. Byron at +1600 and Cindric at +2200 are the two numbers where track history and current results point opposite ways. See our 2026 South Point 400 odds breakdown for the previous race.
NASCAR Bank of America 400 FAQ: Sunday October 11, 2026
Who is the favorite to win the Bank of America 400?
Kyle Larson is the favorite at +450. He leads the Cup Series Chase standings with 2,318 points and has won two of the five Chase races. He also won the 2021 Coca-Cola 600 on this same Charlotte oval.
What are the odds to win the 2026 Bank of America 400?
Kyle Larson is +450, Christopher Bell and Denny Hamlin are both +500, Chase Briscoe is +650 and Tyler Reddick is +900. Ty Gibbs follows at +1200, Ryan Blaney at +1400, and Joey Logano and William Byron are both +1600.
What time does the Bank of America 400 start?
The Bank of America 400 starts at 3:00 p.m. ET on Sunday, October 11, 2026, at Charlotte Motor Speedway in Concord, North Carolina. Cup Series practice and qualifying run the day before.
What channel is the Bank of America 400 on?
The 2026 Bank of America 400 airs on USA Network. Radio coverage comes from the Performance Racing Network and SiriusXM NASCAR Radio, and the race is the sixth of the 10 Chase events.
How many laps is the Bank of America 400?
The Bank of America 400 is 267 laps and 400.5 miles around Charlotte Motor Speedway’s 1.5-mile quad-oval. It is divided into three stages of 80, 85 and 102 laps, so the breaks fall on lap 80 and lap 165.
Who won the last NASCAR Cup Series race at Charlotte Motor Speedway?
Daniel Suarez won the Coca-Cola 600 at Charlotte on May 24, 2026, driving the No. 7 Spire Motorsports Chevrolet. Rain shortened that race to 373 of a scheduled 400 laps.