The Baltimore Ravens open a brand new era on the road, and the betting market is treating this opener as close to a coin flip. Baltimore sits as a 3-point favorite at Lucas Oil Stadium, trimmed from an opening number of 3.5. The total has ticked up to 48. Both teams finished 8-9 last season and both watched the playoffs from home. Our headline pick follows where this spread has moved, not where the tickets have gone.
Last Updated: Sunday, September 13, 2026
Baltimore Ravens vs. Indianapolis Colts — Time & How to Watch
| Where | Lucas Oil Stadium, Indianapolis IN |
| When | Sunday, September 13 – 1:00 PM ET |
| TV | CBS |
Baltimore Ravens vs. Indianapolis Colts Betting Preview
These two teams arrive from the same place. Baltimore and Indianapolis each finished 8-9 in 2025, and neither reached the postseason. The point differentials tell a kinder story. The Ravens were plus-26 on the year. The Colts were plus-54, the better mark, which makes their finish sting more.
Indianapolis carries the heavier baggage. The Colts sat at 8-2 and looked like a contender for a top AFC seed. Then they lost seven straight out of their bye and were eliminated before Week 17 began. Head coach Shane Steichen returns and has been direct about it. “We need to be great in November and December, and we weren’t good enough this year,” he said in his season review.
Baltimore’s change was more dramatic. John Harbaugh was dismissed after 18 seasons, and Jesse Minter makes his head coaching debut here. Declan Doyle arrives as offensive coordinator with a new scheme around Lamar Jackson and Derrick Henry. The Ravens also signed edge rusher Trey Hendrickson to a four-year, $112 million contract. They lost Pro Bowl center Tyler Linderbaum in free agency, so the interior line is rebuilt.
The injury picture favors the home side. Baltimore ruled out defensive tackle Nnamdi Madubuike (neck) and linebacker Teddye Buchanan (knee), both of whom missed the end of 2025. Receiver Devontez Walker is questionable with a groin issue, while Zay Flowers cleared the report. Indianapolis carries one questionable designation, a backup linebacker.
Quarterback health moves this line most. Daniel Jones tore an Achilles in Week 14 last December, was fully cleared for training camp, and starts here. Around him sit Jonathan Taylor, receiver Alec Pierce, and a defense upgraded by the trade for cornerback Sauce Gardner alongside DeForest Buckner. For more, see our Ravens vs. Colts odds and how-to-watch breakdown.
Baltimore Ravens vs. Indianapolis Colts Odds
| Spread | Moneyline | Total | |
|---|---|---|---|
| Ravens | -3 (-120) | -175 | O 48 (-105) |
| Colts | +3 (+100) | +150 | U 48 (-115) |
Odds accurate as of September 13, 2026 via TheSpread.com. Odds change, get the latest NFL Odds – Futures – Props
Baltimore Ravens vs. Indianapolis Colts — Who Is the Public Betting?
| Ravens | 64% | 36% | Colts |
See the latest NFL Public Betting Splits and make smarter wagers!
Ravens vs. Colts Prediction — Why Has This Line Drifted Toward the Home Team?
Start with the movement, because it is the most useful signal on the board. This game opened with Baltimore laying 3.5 points at -105. It now sits at 3 points with the favorite priced at -120. Meanwhile 64 percent of spread tickets are on the Ravens. Money and line are pulling in opposite directions, and the number has settled on the most important integer in football.
That matters. A move from 3.5 down to 3 hands the underdog the full field goal, and pushes become live. Books rarely give that back without cause. Here the cause is not hard to find. Indianapolis is essentially healthy and opens at home. Baltimore is missing two defensive starters and installing a new offense under a first-time head coach. Week 1 is where scheme changes are least polished.
The case against the Colts is real. Jackson is the best player in this game, and Hendrickson gives Baltimore a pass-rush threat the 2025 defense lacked. Indianapolis also has to prove the late-season version of itself is gone. Seven straight losses is not a small sample, and Jones is playing his first meaningful snaps since the Achilles tear. If the Ravens win the line of scrimmage early, three points will look cheap. Still, a healthy home team at plus money on the key number is the better side.
The Pick: Colts +3 (+100)
Ravens vs. Colts Prediction — Can Two Rebuilt Offenses Hit the Number?
The total opened at 47.5 and has climbed to 48, with the over shaded at -105. Scoring history supports the move. Indianapolis put up 466 points across 17 games last season, roughly 27.4 per game. Baltimore scored 424, about 24.9 per game. Those baselines add up to a figure comfortably north of this number, and both clubs return their lead back and their primary quarterback.
The counterargument is timing. Openers are frequently sloppy, and this one features two offenses in transition. Doyle has not shown his playbook, since Baltimore’s offensive starters sat out the preseason. Jones is in his first live game since December. Indianapolis lost defensive snaps to free agency but added Gardner to a secondary that should be better than last year’s. If either quarterback starts slowly, the under gets live quickly. The scoring baselines still argue the other way.
The Pick: Over 48 (-105)
Final Thoughts and Bonus Angle
There is a moneyline angle worth a smaller look. Indianapolis at +150 implies roughly a 40 percent win probability. That feels heavy for a healthy home team facing an opponent with a first-time head coach and two defensive starters out. The risk is obvious, though. Jackson has won outright in worse spots. Treat this as a reduced-stake add, not the centerpiece.
The broader read is that the market respects Baltimore’s talent and doubts its readiness. That gap is exactly where Week 1 value tends to live. For more of our work on this slate, browse our latest NFL picks coverage.
Picks recap: Colts +3 (+100), Over 48 (-105), Colts moneyline +150.
NFL Ravens vs. Colts FAQ: Sunday September 13, 2026
What time does the Ravens vs. Colts game start?
Kickoff is set for 1:00 PM ET on Sunday, September 13, 2026, at Lucas Oil Stadium in Indianapolis. It is the Week 1 opener for both clubs, and it falls in the early Sunday afternoon window rather than a national primetime slot.
What channel is the Ravens vs. Colts game on?
CBS carries Ravens vs. Colts, with Andrew Catalon on play-by-play, Logan Ryan as the analyst, and AJ Ross reporting from the sideline. Because this is a regional 1:00 PM ET window, the broadcast is mapped to specific markets rather than shown across the entire country.
Where are the Ravens and Colts playing?
The game is at Lucas Oil Stadium in Indianapolis, Indiana, the Colts’ home venue. Baltimore is the road team for this Week 1 matchup, which kicks off at 1:00 PM ET and is carried regionally on CBS rather than as a national broadcast.
Who is starting at quarterback for the Ravens and Colts?
Lamar Jackson starts for Baltimore and Daniel Jones starts for Indianapolis. Jones tore an Achilles in Week 14 of the 2025 season and was fully cleared before training camp, then took part in camp and the preseason without restriction ahead of this opener.
Who won the last meeting between the Ravens and Colts?
Indianapolis won the last meeting, 22-19 in overtime, in September 2023 at Baltimore. Lamar Jackson rushed for 101 yards and two touchdowns in that game and still came out on the losing side. The two clubs have not faced one another since that afternoon.